2007 Press Releases

SAINT BARNABAS BURN FOUNDATION TO RECEIVE $75,000 GRANT FOR FIREFIGHTER SAFETY VIDEO TO BE USED AT NJ FIRE ACADEMIES

Innovative Coverage Concepts LLC Partners with Fireman’s Fund Insurance Company to Help Support Firefighters throughout the State

WEST ORANGE, NJ (June 26, 2007) --Innovative Coverage Concepts LLC (ICC) and Fireman’s Fund Insurance Company will award a $75,000 grant to the Saint Barnabas Burn Foundation for the production of a firefighter training video. The video’s goal is to reduce both the incidence and severity of firefighter burn injuries.

The training video will focus on burn prevention and immediate burn care treatment at the fire scene and will become an important component of the Burn Foundation’s ongoing firefighter health and safety program initiatives. It will be incorporated into the “Firefighter 1” training course, offered at all New Jersey fire academies and mandatory for all incoming firefighters. The training course is the only one of its kind in the state.

“Unfortunately, most firefighters believe in the ‘it can’t happen to me’ myth and are unaware of the extensive physical, psychological and emotional consequences of burn injuries,” points out Vicki Robinson, director of development for the Burn Foundation. “This video will dispel that myth by presenting information on firefighter burn statistics, types of injuries, clinical discussion of 1st, 2nd, and 3rd degree burns, smoke inhalation, chemical burns, and so forth. I want to thank ICC and Fireman’s Fund for this generous grant that will help the Foundation continue its mission of protecting firefighters throughout the state of New Jersey.”

Burn Foundation executives, local officials, firefighters and executives from Innovative Coverage Concepts and Fireman’s Fund will come together for a special public event where the grant package will be presented:

Date & Time: Location:

Thursday, June 28, 2007 Saint Barnabas Medical Center

3:00 p.m., Burn Center, 2nd Floor

94 Old Short Hills Road

Livingston, NJ 07039

“Firefighters put themselves on the line everyday to protect the lives and property of their community residents,” states Dean Carras, president of Innovative Coverage Concepts LLC. “It’s paramount that they have the proper training to protect themselves as well. This grant will support the Burn Foundation as they support these courageous men and women.”

The grant was funded by Fireman’s Fund Insurance Company, a premier property and casualty insurance company which provides grants to fire departments through its Fireman’s Fund HeritageSM program. Through the program, local agencies like Innovative Coverage Concepts LLC that sell Fireman’s Fund products are able to direct grants to support local fire departments and the communities they serve. Since the program’s inception in 2004, Fireman’s Fund has donated over $12 million to fire departments and fire service agencies across the country. In the state of New Jersey, Fireman’s Fund has awarded over $400,000. Additional information about the program can be found at www.firemansfund.com/heritage.

About Innovative Coverage Concepts, LLC

Innovative Coverage Concepts, LLC is a full-service insurance intermediary focused exclusively on the restaurant industry. They have a history of providing the best property & casualty insurance for the restaurant industry that dates back more than 40 years. They began in the metropolitan New York/New Jersey area and have expanded their expertise to many different regions throughout the United States. For more information visit, www.innocov.com.

About the Burn Foundation

The Burn Foundation is the educational, research and fundraising arm of The Burn Center at Saint Barnabas, the only certified burn treatment facility in the State of New Jersey. The Foundation has been providing fire safety and burn prevention education programs to school children, businesses, community organizations, health care professionals and fire service personnel across the state for more than 20 years. Annually, the Saint Barnabas Burn Foundation and The Burn Center touch the lives of over 34,000 individuals through either direct patient care or prevention and education programs. For more information visit, www.njburncenter.com.

About Fireman’s Fund

Founded in 1863, Fireman’s Fund Insurance Company is a premier property and casualty insurance company providing personal, commercial and specialty insurance products nationwide. Fireman’s Fund is a member of the Allianz Group (NYSE: AZ), one of the world’s largest providers of insurance and other financial services. For more information visit, www.firemansfund.com.

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